The proper use of money is not for living high down here; that would be a very poor investment indeed. No, the proper use of money is for investing as much of it as possible in the lives of people, so that we will have treasure in heaven.

Of course, we need to keep a certain amount of money in order to carry on the day-to-day business of life, but we want to free up as much as we possibly can in order to place it where the return is eternal.